When Your Financial Plan Gets Thrown Out the Window

Woody Allen, quoting an old proverb, supposedly once said, “If you want to make God laugh, tell him about your plans.”
I’m sure everyone has experienced this at some point but it feels like my life the past year or so is a good example of this quote.
This past summer we found out my wife was pregnant with twins (meaning we would become a family of 5 along with our 3-year-old toddler). We never really pla…