3 Ways to Make Up For a Retirement Savings Shortfall

The growing disparity between the haves and the have-nots in this country means that while the top wealth-holders have more than enough money to do what they would like in retirement, a majority of Americans are massively underprepared for their non-working years.
It may seem bleak for the large group of people who have little in the way of retirement savings but all is not lost. There are three main ways to ensure a bett…